[Clearwater]

I have read and re-read this post many times over the past few months and had to finally sign-up to post a question to you.

With ONLY the interest of knowledge (not to cause controversy amongst peers) as the basis of this question in mind.....

Which point (or 2 points) of Mike and Andy's pattern do you MOST disagree with?

Thanks for the insight and for creating a site with such an incredible wealth of knowledge.